There are two men who started working, acquired credit cards and promptly became a bankrupt with unpaid $30,000 debts.
One is the son of my husband's church friend. Until today, many years after bankruptcy, he is still paying that $200 a month to AKPK(a body that helped the bankrupted save up money to clear debts). He happened to marry a lady that did not mind that he is a bankrupt. She owned the family house and any capital items.
The other is the elder son of my neighbour in the Klang valley. He owns the loudest car in the neighbourhood. Other than that, he is rather unassuming and quiet. He is single and faithfully pays AKPK monthly.
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